Southcoast Health System & Southcoast Hospitals Group

Benefit Summary

Southcoast offers a salary and benefits program that is competitive and secure, including an earned time-off program, low-cost health insurance, up to 6 percent paid pension plan and a comprehensive flex insurance program.

That's what we call quality!

All benefits listed on this page are for Plan Year 2008.

Detailed Benefits Summary

The following benefits are available to employees scheduled to work 20 hours or more per week

Benefit Eligibility Paid By Description

Health Insurance* Immediate Individual & Family Options Employee & Employer Blue Cross Blue Shield of MA — Prescription coverage by WellPoint nextRx. Flexible benefit program with three options to choose (HMO or PPO).

Pension** Immediate Employee * Begin voluntary contributions upon hire.

Pension** Two years of employment & 1,000 hours each year for employer contribution Employee & Employer Diversified Investment Advisors 403B defined contribution plan; 3% employer contribution & up to 3% employer match upon eligibility

Long-Term Disability Immediate*** Based on option Cigna Insurance Company - Two options: 60% or 66 2/3% of base monthly salary

Dental Immediate Individual & Family Options Employee & Employer Delta Dental of MA, $2,500 annual maximum benefit per member.

Group Life Insurance & AD&D Immediate Employer CIGNA Insurance Company — Life, 1x salary

Spouse Life Insurance Immediate Employee CIGNA — $10,000 to $50,000 in increments of $10,000

Dependent Life Insurance Immediate Employee CIGNA — $10,000 policies

Supplemental Life Insurance Immediate Employee Various options

Tuition Assistance (Pro-rated for employees 20 or more hours) After three months of employment Employer $1,500 per academic year, reimbursed at 75% for full-time employees, pro-rated for part-time employees

Short-Term Disability Immediate**** Employee The Hartford Insurance Company - Weekly benefits $100 to $750 in increments of $50

Flexibile Spending Accounts Immediate Employee Benefit Concepts: Health Care and Dependent Care pre-tax accounts

HIV Insurance Immediate Based on option $10,000 employer paid. Additional employee paid from $50,000 to $250,000 in $50,000 increments.

* Group plan available at full cost for 19 or fewer hours per week.
** Excluding temporary positions.
*** Upon approval, benefits begin after 90 days of disability.
**** Upon approval, benefits begin after 14 days of non-occupational illness.

The following benefits are available to all employees

Benefit Eligibility Paid By Description

Pension** Immediate Employee * Begin voluntary contributions upon hire.

Pension** Two years of employment & 1,000 hours each year for employer contribution Employee & Employer Diversified Investment Advisors 403B defined contribution plan; 3% employer contribution & up to 3% employer match upon eligibility

Wellness Programs Immediate Employee & Employer HealthQuest, your journey to better health, Southcoast's own employee wellness benefit; On-site health office; Employee Assistance Program (EAP); Immunizations, educational programs and discounts

Holiday Differential Immediate Employer One-half times the base rate for defined holidays

Shift Differential Immediate Employer Differential paid for working night & evening shifts

Weekend Differential Immediate Employer Differential paid for all hours worked on a weekend

Professional Liability Insurance Immediate Employer Protection for employees against suit brought about by an act performed by an employee during working hours

Savings Bonds Immediate Employee Available via payroll deductions

Social Security Immediate Employer Retirement, disability and survivor benefits

Unemployment Compensation Immediate Employer Unemployment benefits available if eligible

Workers' Compensation Immediate Employer Income compensation if qualified for on-the-job injuries

* Excluding temporary positions

Earned Time-off Plan

Earned Time is a consolidated paid time-off program that may be used at your option for vacation, holidays, and/or days off for other personal reasons.

The strength of earned time is that all of the time accrued by you is available to be paid or taken as time off at your choosing within policy parameters; Earned time may also be used for days off due to personal illness or unanticipated illness in your family.

The purpose of providing earned time rather than separate categories of paid time-off is to give you greater flexibility in managing your time off.

This program has been designed to provide you with the opportunity of enjoying paid days off when they are needed, whether for vacation, holidays, a few days illness, or other personal matters.

You may choose to take all of your earned time off each year. You have the option of cashing in earned time any time you have in excess of 80 hours in your earned time bank. You have the options of "cashing in" earned time in increments of your control/budgeted hours.

The plan allows accumulation of 1,040 hours. However, you are encouraged to use at least 120 hours of paid time-off (pro-rated for part time employees) each year.

Additional Southcoast Benefits

Southcoast Federal Credit Union
Free parking
Cafeteria and other nutrition services
Medical Library
Earned Time-Off Program (8 hrs/week or more)
Annual Service Recognition Banquet
Paycheck direct deposit
St. Luke's Hospital Retail Pharmacy discount
Gift Shops
Educational seminars and in-service programs
On-site visits from benefits and services representatives
Voluntary benefits through payroll deductions: Supplemental Life Insurance, Long-Term Care Insurance, Critical Care Insurance, 529 College Savings Plan, etc.
Discounts and services from local merchants to Southcoast Employees
Leave of absence for family and medical leave, jury duty and military service

Southcoast Human Resources Offices

Charlton Memorial Hospital

St. Luke's Hospital
101 Page Street
New Bedford, MA 02740
508-961-5125
Fax: 508-961-5867

Tobey Hospital
43 High Street
Wareham, MA 02571
508-273-4005
Fax: 508-295-0910

Southcoast is an Equal Opportunity Employer.